Are you financially prepared for Black Friday? 

Black Friday seems to be the buzz word as of late, and quite frankly, it’s going to be spoken about for the next few days whether you like it or not. Black Friday just really is one big sale which originally started in the States and has slowly started to become the norm for South Africans on the last Friday of November. 

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The key components of financial literacy

Financial literacy refers to a basic understanding of money and its four pillars: debt, budgeting, saving, and investing. It's knowing how to use the power of these foundations to create wealth over the course of one's life.

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