It's not worth spending money you don't have!

As we all know, Black Friday 2021 is coming up and fast! Lots of specials and deals are being advertised and there is always something which seems very tempting! The question is: how can you keep your finances in check and still take advantage of some of the great deals on offer? 

Are you financially prepared for Black Friday? 

Black Friday seems to be the buzz word as of late, and quite frankly, it’s going to be spoken about for the next few days whether you like it or not. Black Friday just really is one big sale which originally started in the States and has slowly started to become the norm for South Africans on the last Friday of November. 

Interest rates - The single most important attribute of a savings account

Saving is the core of what we believe will set you up for financial success. This blog is going to take you through our tips and tricks for saving more! 

Saving for your very first home! 

More recently, you may have noticed ‘for sale’ signs outside homes in your neighbourhood. This is sadly partly the result of the effects that Covid-19 has had on the South African economy and the real-estate industry.…

Emergency Fund - Why do you need one?

At one point or another, you’ve likely heard that old, trusted expression “save for a rainy day”. It’s something that people of all ages should think about when earning money. Essentially it boils down to not being able to predict the future. It’s just not possible. The very nature of life is that you can’t always see what’s around the corner, and every now and then, those ‘rainy days’ do come about. 

The Truth about Debt Review

Thanks to the recent economic crisis, people are more familiar with debt than they would like to be. Unfortunately, they are also applying for debt review for all the wrong reasons – thinking they can avoid their debts when they really need to confront them with lifestyle changes.

The implications of your marriage agreement on your finances

The nature of your permanent relationship or marriage agreement has financial and tax consequences which you may or may not be aware of. You should definitely take into consideration these consequences when developing your financial plan with your partner. 

If you are wanting to take a bond out on a house or finance a car, you need to have a good credit score, lenders will ask one or more of these bureaus for information about you before accepting your credit application To make sure your credit score is healthy you need to check with South Africa’s 4 main credit bureaus. These include:

Green Burials and Eco Funerals are becoming popular!

The landscape of funerals in South Africa has shifted immensely since the beginning of the pandemic. Not only has there been a reduction in how many people can attend funerals and memorial services (a restriction prominent due to the pandemic), but now more often people are considering ‘green burials’ otherwise known as ‘eco funerals’ to best fit their farewells. 

10 Sign’s That you might be living beyond your means! 

Often, living a certain lifestyle is something that becomes habitual and something that can go unchanged or unnoticed for quite some time. By that we mean, should your financial situation not really align with the lifestyle you’re living, you could be living beyond your means for a long time, and that could land you in a sticky situation!