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Taking care of our loved ones is always a top priority in life. But even when we're no longer around, it's important to ensure that this priority doesn't take a back seat. The costs involved in arranging a funeral can be substantial, which is why having affordable funeral cover is crucial. Although no one wants to dwell on this topic when they're still full of energy, it's essential to be prepared
At Meerkat, we understand that everyone has unique needs and priorities when it comes to taking care of their family. That's why we offer personalised plans for online funeral cover, tailored to provide everything essential for you and your loved ones.
Navigating the multitude of options available for funeral cover can be overwhelming. With so many different benefits to consider, it can be tiring to sift through each offer. Our goal at Meerkat is to make the process quick, easy, and simple for you. We specialise in providing the best funeral cover in South Africa, allowing you to choose a plan that meets your needs and budget seamlessly.
We’ve got all the reasons why you should choose Meerkat for your funeral plan down below. While you’re here make sure you try out our new quick quote function — you’ll get your very own personalised quote for free, all with the click of a button.
Our funeral policy is underwritten by Old Mutual Alternative Risk Transfer Limited, part of the Old Mutual Group.
Why Choose Meerkat Funeral Cover?
Quick and Easy Process: We understand that choosing a funeral plan can be stressful. That's why we've streamlined our process to make it quick and easy for you. With just a few clicks, you can get your personalised quote for free through our quick quote function.
Tailored to Your Budget: We believe that financial constraints should never compromise your peace of mind. At Meerkat, we'll work with your budget to create a funeral policy that provides the right level of coverage without breaking the bank.
We payout rapidly (within 48 hours!) with a simple claim process that’s quick and effortless.
Free resources to help you understand everything about funeral cover and reduce your reliance on debt and build up resilience for financial emergencies.
Who can apply for Meerkat Funeral Cover?
An applicant will be eligible for cover under this Policy if:
- he/she and other covered family members are entitled to reside in South Africa (SA Identity Document or 2-year visa with a copy of the life assured’s passport)
- the applicant (and applicant’s spouse if applicable) is aged between 18 (eighteen) years and 60 (sixty) years at commencement.
Children must be younger than 18 (eighteen) years at commencement and will be covered up to age 23 (twenty-three) years.
The age limit applicable for extended family members and parents is 18 (eighteen) years to 75 (seventy-five) years.
Proof of age of the life insured must be provided before any benefit under this policy will be paid and/or granted. If at any stage during the lifetime of the policy it is found that the age of any of the insured persons under the policy is not correct, premiums will be recalculated according to the correct age. If an insured person was too old to be covered under the policy when the policy was applied for, the insured person will be removed from the policy and all premiums paid in respect of that insured person be refunded to the policyholder.
Extended Family members need to be your biological relation. For the purpose of the policy an extended family member is defined as one of the following in relation to the policyholder:
Biological sibling of the biological parents of the policyholder or spouse.
Brother/Sister or Brother-in-Law/Sister-in-Law
Biological sibling of the policyholder or spouse.
Son / Daughter or Son/Daughter- in- law
Biological child of the policyholder or spouse and which do not qualify as a child dependent because of their age.
Biological parent of a biological parent of the policyholder or spouse.
Biological child of a biological child of the policyholder or spouse.
Spouse of policyholder’s biological parent/Spouse of the biological parent of the policyholder’s spouse.
Biological child of the policyholder’s spouse and which do not qualify as a child dependent.
Biological child of a biological sibling of the policyholder
Biological parent of the policyholder or of the policyholder’s spouse.
Who do I need to contact if I need to make changes, have queries or need to claim on my policy?
What happens if I miss a premium or payment?
Failure to pay premiums in full will result in the policy being terminated and no benefits being paid. There is a grace period of 1 month to repay a missed premium.