10 Sign’s That you might be living beyond your means! 

Often, living a certain lifestyle is something that becomes habitual and something that can go unchanged or unnoticed for quite some time. By that we mean, should your financial situation not really align with the lifestyle you’re living, you could be living beyond your means for a long time, and that could land you in a sticky situation!

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All You Need To Know About Debt Securities

There is understandably a bit of confusion when it comes to this question. The question reads: If interest rates rise, what will typically happen to debt security prices?

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The key components of financial literacy

Financial literacy refers to a basic understanding of money and its four pillars: debt, budgeting, saving, and investing. It's knowing how to use the power of these foundations to create wealth over the course of one's life.

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Reasons for overspending and how to save money

To build wealth and reach financial independence, you simply need to spend less than you earn. It’s an easy concept to understand, but why is it so difficult to put into practice? To answer this question, you need to examine the roots of overspending. When you know what’s driving your spending, you can fight back and save money so that you can spend less than you earn.

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Financial freedom: A woman's guide

When it comes to woman and their money, especially investing, they seem to lack the confidence in taking a ‘chance’. In reality most women don’t take charge of their financial future and rather leave this task up to the men in their life, making the excuse that they either don’t earn enough money or that they don’t have enough time in between work and their family to worry about finances. However, during these tough economic times in our country, everyone needs to start taking their personal finances seriously, including women.

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