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The most popular question consumers ask about debt counselling ever since it was introduced by the NCA in 2007 is: Is debt counselling a good idea? The truth is that debt counselling is the best option for over-indebted consumers. It has saved many households from, bankruptcy and losing their assets. How does it work? If […]

Did you know that geysers are accountable for more than 50% electricity bill? This means your geyser is the most energy consuming item you own. Below are some tips to help reduce how much electricity your geyser consumes and in turn reduce your monthly electricity bill. Use an electric geyser Studies have shown that an […]

Taking on debt isn’t always a bad thing. Particularly if you look at purchasing a house or a car. You just need to make sure you keep on top of the monthly repayments. What if I’ve missed a few repayments? Firstly, don’t hide from your creditors. They will be looking to hand you over to […]

No one likes to  admit they are struggling with debt. But it is important to know that many South Africans are in the same position. There are over 8 million credit-active consumers are deemed ‘over-indebted’. This means more than half their salary is going towards servicing their debt and many have missed repayments and found […]

Access to credit is relatively easy. Your bank is quick to provide you with a credit card pretty much as soon as you leave school. It’s no wonder so many South Africans get used to buying things they want on credit. That’s often where the debt spiral begins. If you are struggling with your finances […]

How many credit cards do you have? How many credit accounts do you have open? Buying on credit aids the human need for instant gratification. Many would say that buying on credit is good for you, but the truth is, whilst under debt review not having access to credit is the best thing for you. […]

5 ways debt can affect your health and ways to combat them Most people today struggle with debt, but do you realize how much debt can affect your health? You’ll be surprised at how debt can affect you physically, mentally and in your everyday life.. Below are just a few ways debt may be affecting […]

Did you know that nearly 25 Million South Africans have some form of debt?  Debt can be a good thing if its managed well. Unfortunately, there are over 8 million consumers that have found themselves to be over-indebted. More than half their salaries are going towards servicing debt each month and they are starting to […]