Interest rates - The single most important attribute of a savings account
Saving is the core of what we believe will set you up for financial success. This blog is going to take you through our tips and tricks for saving more!
Saving is the core of what we believe will set you up for financial success. This blog is going to take you through our tips and tricks for saving more!
Black Friday seems to be the buzz word as of late, and quite frankly, it’s going to be spoken about for the next few days whether you like it or not. Black Friday just really is one big sale which originally started in the States and has slowly started to become the norm for South Africans on the last Friday of November.
There is always a reason to start saving you just need one that resonates with you. Deciding when to start saving could make a huge difference in your financial future. Savings are defined as a portion of income that is not spent on current expenditures and put aside for when it's needed.
Learning how to manage your finances at a young age may seem hard but it will set the foundation for your future finances. Saving for your retirement may seem daunting t at a young age but to enjoy your retirement, you need to start saving while you are young.
To build wealth and reach financial independence, you simply need to spend less than you earn. It’s an easy concept to understand, but why is it so difficult to put into practice? To answer this question, you need to examine the roots of overspending. When you know what’s driving your spending, you can fight back and save money so that you can spend less than you earn.
Access to credit is relatively easy. Your bank is quick to provide you with a credit card pretty much as soon as you leave school. It’s no wonder so many South Africans get used to buying things they want on credit. That’s often where the debt spiral begins.
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