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If you are struggling to keep up with your monthly expenses on the salary you are earning, the idea of saving might seem unimaginable. But, you can start somewhere no matter how small. It is worth the effort as it can give you peace of mind and prepare you for unexpected rocky financial times ahead. […]

The most popular question consumers ask about debt counselling ever since it was introduced by the NCA in 2007 is: Is debt counselling a good idea? The truth is that debt counselling is the best option for over-indebted consumers. It has saved many households from, bankruptcy and losing their assets. How does it work? If […]

You can never predict when an emergency may happen and what that emergency might cost you. It could even add to your already growing debt Be prepared and start saving up an emergency fund so you can be financially prepared for when life happens. How to get started It is ideal to aim for an […]

Did you know that geysers are accountable for more than 50% electricity bill? This means your geyser is the most energy consuming item you own. Below are some tips to help reduce how much electricity your geyser consumes and in turn reduce your monthly electricity bill. Use an electric geyser Studies have shown that an […]

Having a financial plan can help you to achieve your long and short term goals. It can prepare you for where you are now and help you get to where you want to be. 1. Set Goals Before putting together your financial plan, you need to decide what you want your money to do. Once […]