Emergency Fund - What is it and why do you need one?

At one point or another, you’ve likely heard that old, trusted expression “save for a rainy day”. It’s something that people of all ages should think about when earning money. Essentially it boils down to not being able to predict the future. It’s just not possible. The very nature of life is that you can’t always see what’s around the corner, and every now and then, those ‘rainy days’ do come about. 

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Credit Stress Report 2021 Q1 

Recently the Credit Stress Report for Q1 for 2021 was released. Some really interesting findings came from the report and in this blog, we’ll do a small summary of them! This report mainly highlights the impact of economic forces on a typical South African consumer, with a particular focus on mortgages in this first quarter. 

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The power of compound interest on your savings

There are many key concepts to take into consideration when managing your finances, one of which is compound interest.

By understanding the effect and benefit of compound interest, you'll be able to earn a higher return on your savings and investments. 

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