Don't dip into your retirement savings to cover your debt.

Tapping into your retirement savings early can have a long-term devasting impact. If you find yourself changing jobs with the option to cash out your fund to pay off your debt. Don’t. You will accumulate more debt when you stop working to fund your retirement.

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Take control of your emotional spending

Shopping has become a huge part of today’s society. Advertising has taken over with the technological advancements that have become a part of our daily lives.  Whenever you turn on the TV or simply open your smartphone, adverts trying to convince you to buy their products pop up constantly. No wonder emotional spending has become such a huge problem in many of our lives.   Do you know what your spending habits are?

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Are you in debt and struggling to pay it off? Are your assets in danger of repossession? Debt counselling may be the right path for you to take. Debt counselling can reduce your debt repayments to an affordable rate so that you can pay off your debt and have money left over to pay for everyday expenses.

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What are your debt-relieving options?

One of the most popular searches in Google when it comes to an individual’s financial situation is 'how do I pay off my debt?'  It is no surprise when over 8 million of credit-active consumers in South Africa are over-indebted.  This means that each month they are struggling to keep up with their debt repayments and balances are spiralling out of control.

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The Truth about Debt Review

Thanks to the recent economic crisis, people are more familiar with debt than they would like to be. Unfortunately, they are also applying for debt review for all the wrong reasons – thinking they can avoid their debts when they really need to confront them with lifestyle changes.

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Stay on top of your debt and give your children a head start

With the cost of living expenses increasing, petrol prices, and an uncertain rand, paying school fees can be extremely stressful. Although there’s no excuse for putting school fees at the bottom of your budget, for some parent’s fees that seemed reasonable last year are now a real stretch, especially if you’re behind on other debt re-payments.

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What to do if you have a judgement against you

Getting slapped with a court judgement can fill a debtor with dread.

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Debt in the workplace is a real problem

Our nation’s national debt has seen a steady increase over the years. We are a country heavily dependent on credit and this affects us all.

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Consumers affected by debt

Last week we saw the petrol price increase to above R16 per litre for the first time in South Africa – the biggest fuel hike in our country’s history. The Automobile Association also noted that toll fees have risen between 6% and 7%.

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