The implications of your marriage agreement on your finances

The nature of your permanent relationship or marriage agreement has financial and tax consequences which you may or may not be aware of. You should definitely take into consideration these consequences when developing your financial plan with your partner. The legal obligations of your marriage contract can have an effect on your estate structuring, various tax obligations, , maintenance obligation, spousal support, debt, as well as the division of assets should your relationship come to an end through divorce, or sadly, death. Therefore, it is very important to fully understand the financial implications of how you are married or how your long-term partnership is structured.

10 Sign’s That you might be living beyond your means! 

Often, living a certain lifestyle is something that becomes habitual and something that can go unchanged or unnoticed for quite some time. By that we mean, should your financial situation not really align with the lifestyle you’re living, you could be living beyond your means for a long time, and that could land you in a sticky situation!

Financial Wellbeing in the year of Covid.

The festive season is almost here, and it’s been one challenging year.  No one could have predicted what 2020 had in store for us. The Covid-19 Pandemic changed the world overnight.

Not only were we impacted emotionally but our financial wellbeing was deeply affected.  We saw retrenchments and unemployment. People were on reduced pay and there was a general uncertainty of what was to come.