David O'Brien is the founder and CEO of Meerkat, a Cape Town-based financial wellness company built on a simple belief: every South African deserves to do more with their money. After nearly 20 years designing insurance and savings products at Old Mutual, David saw first-hand how the financial services industry was built around products rather than people. He founded Meerkat in 2016 to change that - starting with debt review, but always with a longer vision of helping clients build genuine financial resilience. A qualified actuary and registered debt counsellor (NCRDC2613), David brings a rare combination of technical rigour and client-first thinking to every product Meerkat builds. Under his leadership, Meerkat has helped thousands of South Africans reduce their debt repayments, establish savings habits and protect themselves and their families. He also serves as a Non-Executive Director at African Bank