Green Burials and Eco Funerals are becoming popular!

The landscape of funerals in South Africa has shifted immensely since the beginning of the pandemic. Not only has there been a reduction in how many people can attend funerals and memorial services (a restriction prominent due to the pandemic), but now more often people are considering ‘green burials’ otherwise known as ‘eco funerals’ to best fit their farewells. 

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Do you have credit life insurance to cover you?

If one can take anything away from 2020, it is to expect the unexpected. Many South Africans experienced severe financial stress due to retrenchment or in worse cases, due to unexpected fatalities caused by Covid-19. Considering this economic and humanitarian disaster caught many off guard, the need for Credit Life insurance is becoming more and more apparent. 

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During a crisis, there is often a high level of uncertainty caused and this pandemic is no exception. Managing your money, and maintaining your budget is proving to be challenging. People have suffered retrenchment, reduced hours, and wages as well as increased medical expenses. 

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Struggling with debt during COVID-19 

Are you struggling with debt during COVID-19? Since South Africa announced its nationwide lock-down back in March, many have been left without jobs or receive a reduced salary and are generally in a bad financial situation. Although the government has provided some financial relief through temporary relief funds, this has proven to not be enough to help the average South African sustain their everyday lives. It may be best for you to take control of the situation yourself. Use this time to review your financial situation and reach out for help where you need it 

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Why you need an emergency fund.

Most South Africans do not realise the importance of having an emergency fund until they need some extra cash. Yet, building an emergency fund is one of the most important steps in taking control of your financial situation.  When life happens and you are faced with an unexpected financial emergency, you need to be able to fall back on this fund rather than turn to debt.   

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Can I take out credit after debt review?

Are you wondering if you can take out credit whilst undergoing debt counselling?  The answer is no, but for a good reason. If you are making reduced payments on your existing debt, the last thing you want to do is take on  further credit that will make your situation considerably worse. But what about after the debt review process, when all your debt is paid off?

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