Funeral Cover
Protect your family from unexpected funeral costs.
Affordable funeral cover from R45/month. Quick, simple, and designed for South African families.
-
Valid claims paid in 24 hours.
-
No medical tests.
Funerals can cost thousands - when families least expect it
When someone passes away, families are often faced with immediate costs they’re not prepared for.
Without a plan in place, this can mean:
- Borrowing money
- Financial stress
- Difficult decisions during an emotional time
Funeral cover removes that burden.
What your cover includes:
✔ Cover for you and your family
✔ Options for extended family members
✔ Cover amounts up to R60,000
✔ Flexible plans to suit your needs
Underwritten by Old Mutual Alternative Risk Transfer Limited.
Looking for group funeral cover for your burial society? Click here >>
Why South Africans choose Meerkat
Fast support when it matters most
Valid claims paid within 24 hours - so your family is not left waiting
Cover that fits your budget
From just R45/month, tailored to what you can afford.
No complicated processes
No medical tests. No paperwork stress. Just simple cover and you can get a quote online.
FAQ
Everything you need to know about Meerkat funeral cover, answered in plain language
Who can apply for Meerkat Funeral Cover?
You can apply if you're a South African resident aged between 18 and 60. You can cover your spouse, children up to age 21, parents and in-laws up to age 75, and extended family members. You'll need a valid South African ID or a visa of at least 2 years.
Extended Family members need to be your biological relation. For the purpose of the policy an extended family member is defined as one of the following in relation to the policyholder:
|
Aunt/Uncle |
Biological sibling of the biological parents of the policyholder or spouse. |
|
Brother/Sister or Brother-in-Law/Sister-in-Law |
Biological sibling of the policyholder or spouse. |
|
Son / Daughter or Son/Daughter- in- law |
Biological child of the policyholder or spouse and which do not qualify as a child dependent because of their age. |
|
Grandfather/Grandmother |
Biological parent of a biological parent of the policyholder or spouse. |
|
Grandson/Granddaughter |
Biological child of a biological child of the policyholder or spouse. |
|
Stepfather/Stepmother |
Spouse of policyholder’s biological parent/Spouse of the biological parent of the policyholder’s spouse. |
|
Stepson/Stepdaughter |
Biological child of the policyholder’s spouse and which do not qualify as a child dependent. |
|
Niece/Nephew |
Biological child of a biological sibling of the policyholder |
|
Parent |
Biological parent of the policyholder or of the policyholder’s spouse. |
Who do I need to contact if I need to make changes, have queries or need to claim on my policy?
Contact MyMeerkat FSP (Pty) Ltd. Our contact details are as follows:
Contact number: (021) 003 4521
WhatsApp 060 6337528
Email – insurance@meerkat.co.za or claims@meerkat.co.za
What happens if I miss a premium or payment?
Don't worry - there's a one month grace period if you miss a payment. If the premium isn't paid within that grace period, the policy will lapse. If you're struggling, contact us before the grace period ends and we'll do our best to help.
How much does funeral cover cost?
Funeral cover starts from just R45/month. Your exact premium depends on how many people you're covering and the cover amount you choose - up to R60,000. Get a free quote online in 2 minutes to see your personalised price.
How quickly are funeral claims paid?
Valid claims are paid within 24 hours. We know that when a family member passes away, the last thing you need is to wait. Submit your claim and our team will process it as quickly as possible.
Who underwrites the cover?
Meerkat funeral cover is underwritten by Old Mutual Alternative Risk Transfer Limited - one of South Africa's most established and trusted insurers. This means your cover is backed by a company with decades of experience paying claims.
How do I make a claim?
Is Meerkat a licensed insurer?
Yes. MyMeerkat FSP (Pty) Ltd is an authorised Financial Services Provider (FSP 50979), regulated by the Financial Sector Conduct Authority (FSCA). You can verify this on the FSCA's public register.
What is not covered?
Like all insurance policies, there are some exclusions. Claims are generally not paid for deaths resulting from suicide within the first 12 months of the policy, or where fraudulent information was provided when applying. Your full policy document will outline all exclusions clearly - contact us if you have any questions before buying.
Recent posts like this:
Latest repo rate announcement and what it means for you
Good Credit Score in South Africa: Full Range Explained (500–750)
National Credit Regulator in South Africa: Complete Guide
