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October 14, 2019

Summer is almost here! Most of us are working hard to get in shape for the season, and with beach days, braai’s and long summer nights, it’s also a great time to start prepping financially so you can enjoy the summer season without the stress. Here’s how: Get a fresh look at all your paperwork. […]

October 11, 2019

You can never predict when an emergency may happen and what that emergency might cost you. It could even add to your already growing debt Be prepared and start saving up an emergency fund so you can be financially prepared for when life happens. How to get started It is ideal to aim for an […]

October 8, 2019

There are various options available when you find yourself feeling overwhelmed by debt. Make sure you choose the right one for you. Debt Consolidation. This is where you take out one larger loan to pay off all your smaller loans. You then make one repayment each month. Debt consolidation will not immediately rid you of […]

September 19, 2019

Did you know that geysers are accountable for more than 50% electricity bill? This means your geyser is the most energy consuming item you own. Below are some tips to help reduce how much electricity your geyser consumes and in turn reduce your monthly electricity bill. Use an electric geyser Studies have shown that an […]

September 18, 2019

Spring is the season of new beginnings! Want a fresh start that doesn’t include debt? Not sure how you can grow your savings while you’re buried in debt? Here are a few ways to help your finances blossom. Make a Plan (and stick to it!) Ask yourself: How much would you like to save? What […]

September 10, 2019

If you are wanting to take a bond out on a house or finance a car, you need to have a good credit score. To make sure your credit score is healthy you need to check with South Africa’s 4 main credit bureaus. These include: Experian TransUnion Compuscan XDS What is a credit bureau? Credit […]

August 22, 2019

In the last South African census statistics, it showed that 14% of the population’s households are managed by women, with 5% of households having female breadwinners. When you look at these statistics, you can see why it’s important for women to take control of their financial future, but it’s not always that easy – especially […]

August 12, 2019

Are you a stay at home mom or thinking of making that move? Wondering where to start? We all know that the current state of the economy means we need to start budgeting better. If you’re already living in a single-income household then this hits home even more. It can be extremely stressful living off […]

July 30, 2019

Having a financial plan can help you to achieve your long and short term goals. It can prepare you for where you are now and help you get to where you want to be. 1. Set Goals Before putting together your financial plan, you need to decide what you want your money to do. Once […]

July 24, 2019

Is your credit score looking a bit low? Wondering what determines a good credit score in the first place? Let’s take a look at a few factors: Payment history: Do you pay your bill regularly and on time? Amount owed: How much money do you owe to various lenders? Credit history: Sometimes, having no credit […]

July 22, 2019

Recently the Ombudsman for Banking Services released the annual report, highlighting that banking fraud continues to be a big problem for South African consumers, with internet banking fraud being the most widespread complaint. Have you been a victim? Here’s 4 things you need to do to try and minimise the damages that could lead to […]

July 19, 2019

Most people save up to buy something they want. Have you ever saved your money just to save? What’s the point? You might ask. Well here are some benefits to why you should start saving today. 1. Emergency situations Emergencies are always unexpected and most of the time we are not prepared for them emotionally […]

July 16, 2019

We all know that sometimes the hardest thing about saving money is just getting started, especially when living expenses are high and/or you’re in debt. But, it’s never too late, in fact, you could start today! Here’s how: Set your goals and go for it Firstly, why do you want to save? Do you want […]

July 12, 2019

Teaching your child to save from a young age can set them up for a great financial future. Saving money is a difficult task to learn, some adults have yet to master it. This means that teaching your children how to save is of great importance. Here are some simple tips on how to teach […]

June 28, 2019

Starting out in the “real world” as a young adult fresh out of school or college is a very exciting time, but your freedom as an adult can come at a price. These days, daily life is expensive! Expenses that you’ve never had to worry about before like rent, transport, food and general living can […]

June 25, 2019

So it’s already the end of June and you still haven’t made a dent in your debt yet? Don’t stress! It’s NEVER too late to get started on your road to a debt-free future. First things first: Having a positive mind will help make your debt situation seem a lot less scary and easier to […]

June 19, 2019

Taking on debt isn’t always a bad thing. Particularly if you look at purchasing a house or a car. You just need to make sure you keep on top of the monthly repayments. What if I’ve missed a few repayments? Firstly, don’t hide from your creditors. They will be looking to hand you over to […]

June 14, 2019

So why buy your own house? Buying a house means that you can make any improvements you like, which can increase the overall value of your property. Renting? Making changes won’t be that easy and tenants need permission from the landlord for most things. Want to start a family? Some landlords have rules against having pets […]