December 10, 2019
Your financial New Year’s Resolution
Many people have new year’s resolutions revolving around eating better or even being more outgoing etc. What about one of the most important aspect of your life, your finances? Start your new years with financial resolutions so that your 2020 is stress free and financially stable. Here are 5 simple resolutions to make sure your […]
December 4, 2019
Why staying under debt review this December is important
The festive season is almost here, and it is easy to get carried away with all the festivities. All those parties, the food, the gifts, it can all take its toll on your wallet. If you are currently under debt review you need to be careful with your spending to ensure you can still, make […]
December 3, 2019
Can you be blacklisted while under debt review?
When you are under debt review you cannot, by law, be blacklisted. (blacklisted is a terminology that doesn’t really exist) If you were blacklisted before you entered under debt review, then it will stay on your permanent record. This is just one of many reasons why you should apply for debt review ASAP. Blacklisted? Many […]
December 2, 2019
How to avoid overspending this festive season
People tend to spend all their money (and money they don’t have) during the festive season. Gifts and food are the main culprits of this spending! Here’s how to protect your finances this festive season Make a budget: One downfall for many during the festive season is spending money you don’t have. You can get […]
November 28, 2019
Can I lose my car if I go under debt review?
The main concern of people in debt is repossession of their assets, like their car. This leads to the popular question of “Can I lose my car if I go under debt review?” The simple answer is no. This is because when you enter under debt review, your assets are protected under the NCA (national […]
November 26, 2019
What does debt rescue mean?
Do you have sleepless nights thinking about how much debt you are in. Wondering “how on earth am I going to pay off all of my debt?” There is an option that can help you to sleep easier at night while you become debt free! Debt rescue may be the right choice for you. How […]
November 25, 2019
Is debt review good or bad?
We’re often asked if debt review is good or bad and it all depends on your circumstances. If you find you are falling into arrears and you can no longer service your debt with the money you get in each month, you could be over—indebted. If you are, then debt review is the solution for […]
November 20, 2019
How does debt counselling work?
Are you in debt and struggling to pay it off? Are your assets in danger of repossession? Debt counselling may be the right path for you to take. Debt counselling can reduce your debt repayments to an affordable rate so that you can pay off your debt and have money left over to pay for […]
November 19, 2019
What are the disadvantages of debt review?
If you are struggling with paying off your debts, you may be considering debt review. It is a good idea to weigh up the advantages and disadvantages before you come to your final decision. This will help you to decide if debt review is the best choice for you. Disadvantages You will not be able […]
November 15, 2019
Does debt counselling affect my credit score?
It’s coming to the end of the year and you may be thinking how you can get your finances in order in the new year. The first step you should take is to access your credit report and really look at it. This will show you the current state of your finances. It’s a great […]
November 7, 2019
How long does debt Counselling take?
You have probably heard about debt counselling and may be thinking it is a process that can benefit you. We’re often asked how long the process can take. On average the debt counselling process can take between 3-5 years to become debt free and have a clear credit record. However, the time taken is dependent […]
October 28, 2019
Can I Get a personal loan while under debt review?
While under the debt review process you may end up in a tough financial situation which leads you to consider taking out a personal loan. Taking out a personal loan in this situation may not fix your problem. You may be wondering what the legalities are surrounding taking out a personal loan while under debt […]
October 23, 2019
Is debt counselling a good idea?
The most popular question consumers ask about debt counselling ever since it was introduced by the NCA in 2007 is: Is debt counselling a good idea? The truth is that debt counselling is the best option for over-indebted consumers. It has saved many households from, bankruptcy and losing their assets. How does it work? If […]
October 21, 2019
RECAP: Top financial tips for your kids
As parents, we know that our children’s financial future starts with us. it’s our responsibility to teach good money lessons by instilling good money habits that will set them up for a financially secure future. So where do you start? We’ll show you how with these easy-peasy tips: Start a budget A lesson in budgeting […]
October 14, 2019
Are you financially fit for summer?
Summer is almost here! Most of us are working hard to get in shape for the season, and with beach days, braai’s and long summer nights, it’s also a great time to start prepping financially so you can enjoy the summer season without the stress. Here’s how: Get a fresh look at all your paperwork. […]
October 11, 2019
How to build an emergency fund
You can never predict when an emergency may happen and what that emergency might cost you. It could even add to your already growing debt Be prepared and start saving up an emergency fund so you can be financially prepared for when life happens. How to get started It is ideal to aim for an […]
October 8, 2019
Debt Management – What are my options?
There are various options available when you find yourself feeling overwhelmed by debt. Make sure you choose the right one for you. Debt Consolidation. This is where you take out one larger loan to pay off all your smaller loans. You then make one repayment each month. Debt consolidation will not immediately rid you of […]
September 19, 2019
How to save money through monitoring your geyser
Did you know that geysers are accountable for more than 50% electricity bill? This means your geyser is the most energy consuming item you own. Below are some tips to help reduce how much electricity your geyser consumes and in turn reduce your monthly electricity bill. Use an electric geyser Studies have shown that an […]