Access to credit

How many credit cards do you have? How many credit accounts do you have open? Buying on credit aids the human need for instant gratification. Many would say that buying on credit is good for you, but the truth is, whilst under debt review not having access to credit is the best thing for you.

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Financially responsible kids: Where to start?

All parents want the best for their children. They want them to do well in school, be well-liked among their peer groups and also develop strong relationships and social circles. As parents, we know that one day, our little child will head out into the big world on their own and we want to give them all the right tools to succeed. It’s our responsibility to instil good money lessons in them. Kids should be given the right tools to lay a foundation of financial success and debt-free life. This is why teaching children about money management is very important.

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What are your debt-relieving options?

One of the most popular searches in Google when it comes to an individual’s financial situation is 'how do I pay off my debt?'  It is no surprise when over 8 million of credit-active consumers in South Africa are over-indebted.  This means that each month they are struggling to keep up with their debt repayments and balances are spiralling out of control.

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Thinking about debt review? Do you qualify?

You can apply for Debt review if you have a regular monthly income, are deemed as over-indebted and  have no legal action pending.

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The Truth about Debt Review

Thanks to the recent economic crisis, people are more familiar with debt than they would like to be. Unfortunately, they are also applying for debt review for all the wrong reasons – thinking they can avoid their debts when they really need to confront them with lifestyle changes.

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Stay on top of your debt and give your children a head start

With the cost of living expenses increasing, petrol prices, and an uncertain rand, paying school fees can be extremely stressful. Although there’s no excuse for putting school fees at the bottom of your budget, for some parent’s fees that seemed reasonable last year are now a real stretch, especially if you’re behind on other debt re-payments.

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Debt in the workplace is a real problem

Our nation’s national debt has seen a steady increase over the years. We are a country heavily dependent on credit and this affects us all.

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Keep up to date with your debt review payments 

We all know that the holiday season usually means spending more money than usual, but it’s very important that you don’t lose track of your end goal of being financially stable and debt-free. At the end of the season, you still want to ensure you have a firm hold on your finances and continue your debt-free journey. After all, being in control of your finances is one of the best gifts you can give yourself and the ones you love.

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Tips that can help you have a great festive season on a budget.

We’re all caught up in the season of giving and it’s easy to lose track of what you’ve purchased and how much it all costs.

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A lower Rand is a reason of real concern as it hits us right in the pocket.

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