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Getting slapped with a court judgment can fill a debtor with dread. Most credit card debt is “unsecured,” meaning it is not backed by property such as a home or car. But after a judgment ruling, the creditor can take steps to seize part of your salary, freeze your bank account, or even haul away […]

You probably know that your credit score is a big factor in getting a loan, but you may not realise just how much of an impact it can have on all aspects of your financial life. Your credit score can influence everything from interest rates and insurance premiums to apartment rentals and even job eligibility. […]

We’re all caught up in the season of giving and it’s easy to lose track of what you’ve purchased and how much it all costs. But, with some easy planning, you can enjoy giving to loved ones and celebrate the holidays without getting yourself into too much debt. Here are some tips that can help […]