All You Need To Know About Debt Securities

There is understandably a bit of confusion when it comes to this question. The question reads: If interest rates rise, what will typically happen to debt security prices?

Tips on improving your credit score.

You probably know that your credit score is a big factor in getting a loan, but you may not realise just how much of an impact it can have on all aspects of your financial life. Your credit score can influence everything from interest rates and insurance premiums to apartment rentals and even job eligibility.

Meerkat's guide to your finances

It’s always good to learn about finances. Here we provide a guide to your finances. The basics of budgeting, credit, banking, saving and debt are the pillars you need to focus on to not only improve your financial education but you will be able to apply what you learn to make your finances great.  

Want to consolidate your debt into one single repayment?

There are a few options to choose from when looking to consolidate your debt. Some people look to get a consolidation loan but the interest rates can be high meaning you pay off more for your debt overall. If you are already behind on your repayments you are unlikely to qualify for a loan to consolidate your debts and you may want to explore debt review.

How can I wipe my credit clean?

Have you ever wondered how you can wipe your credit record completely clean? Now the next question you might probably have would be; how do I actually do it? Is it even possible to have my credit wiped out? Well...here's the good news, YOU CAN and IT IS POSSIBLE through a debt review application. Read on to find out how we can both help you and save you more on what you're currently paying.

Are you in debt and struggling to pay it off? Are your assets in danger of repossession? Debt counselling may be the right path for you to take. Debt counselling can reduce your debt repayments to an affordable rate so that you can pay off your debt and have money left over to pay for everyday expenses.

Teaching your child to save from a young age can set them up for a great financial future. Saving money is a difficult task to learn, some adults have yet to master it. This means that teaching your children how to save is of great importance.

Here are some simple tips on how to teach your children how to save for their futures.

What are your debt-relieving options?

One of the most popular searches in Google when it comes to an individual’s financial situation is 'how do I pay off my debt?'  It is no surprise when over 8 million of credit-active consumers in South Africa are over-indebted.  This means that each month they are struggling to keep up with their debt repayments and balances are spiralling out of control.

Thinking about debt review? Do you qualify?

You can apply for Debt review if you have a regular monthly income, are deemed as over-indebted and  have no legal action pending.

Keep up to date with your debt review payments 

We all know that the holiday season usually means spending more money than usual, but it’s very important that you don’t lose track of your end goal of being financially stable and debt-free. At the end of the season, you still want to ensure you have a firm hold on your finances and continue your debt-free journey. After all, being in control of your finances is one of the best gifts you can give yourself and the ones you love.