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You can never predict when an emergency may happen and what that emergency might cost you. It could even add to your already growing debt Be prepared and start saving up an emergency fund so you can be financially prepared for when life happens. How to get started It is ideal to aim for an […]

Did you know that geysers are accountable for more than 50% electricity bill? This means your geyser is the most energy consuming item you own. Below are some tips to help reduce how much electricity your geyser consumes and in turn reduce your monthly electricity bill. Use an electric geyser Studies have shown that an […]

Having a financial plan can help you to achieve your long and short term goals. It can prepare you for where you are now and help you get to where you want to be. 1. Set Goals Before putting together your financial plan, you need to decide what you want your money to do. Once […]

Most people save up to buy something they want. Have you ever saved your money just to save? What’s the point? You might ask. Well here are some benefits to why you should start saving today. 1. Emergency situations Emergencies are always unexpected and most of the time we are not prepared for them emotionally […]

Teaching your child to save from a young age can set them up for a great financial future. Saving money is a difficult task to learn, some adults have yet to master it. This means that teaching your children how to save is of great importance. Here are some simple tips on how to teach […]

Taking on debt isn’t always a bad thing. Particularly if you look at purchasing a house or a car. You just need to make sure you keep on top of the monthly repayments. What if I’ve missed a few repayments? Firstly, don’t hide from your creditors. They will be looking to hand you over to […]

So why buy your own house? Buying a house means that you can make any improvements you like, which can increase the overall value of your property. Renting? Making changes won’t be that easy and tenants need permission from the landlord for most things. Want to start a family? Some landlords have rules against having pets […]

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