Debt counselling is a legal process introduced by the National Credit Act. It is a process set up to help South Africans who are struggling to pay off their debts.
A debt counsellor will offer advice and work with you to develop a restructured repayment plan. On approval of the plan by the credit providers the plan then becomes an order of court. You, the consumer make one reduced payment each month and we will distribute amongst your creditors on your behalf.